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"From the perspective of users, driven by the love for great copyrighted cultural products, they will be willing to experience related derivative works, among which games will be suitable carriers," said Wang Xu, chief analyst at Gamma Data Corp. "As China's demographic dividend is disappearing, game developers need to seek new ways of expansion. And the IP rights-protected products will help reduce the cost for developers to attract users."

"From the perspective of using the (loan extension) tool, it has achieved the effect that we desired," said Gao Fei, deputy head of the PBOC's financial markets department.

"For the earthquake victims to have a family photo is a special blessing. In China, we believe a family photo brings luck and happiness."

"Future clients will ask for more convenient and safe financial services, as well as independent, professional and customized services from banks," said Liu Jianjun, vice-president of CMB. "To stand out in the fiercely competitive market, banks need to learn how to create more value for clients through fintech."

"From this point of view, the XRL surely will greatly boost the development of the Bay Area," said Zhang, adding that the commissioning of Hong Kong-Zhuhai-Macao Bridge in the near future and the construction of other infrastructure, including airports and shipping ports, will also add new development impetus to the area.